Questions
How much may I borrow?
Loan amounts very depending on the lender. They range from $100 to $1,500. At their discretion, our responsible lending partners could increase your maximum loan amount. It is important to note that FastEasyCash.ca is a free matching service and not a financial institution.
How can I apply for a cash payday loan?
Apply online by filling out our fast and easy application form. If approved for a short-term payday loan from one of our lending partners, the funds will be directly deposited into your chequing account.
What are the requirements for applying for a payday loan?
- You are 18 years of age or older
- Salary paid directly in your chequing account
- Currently employed with regular income and residing in Canada
Does the process take long?
Applications are approved quickly. Because money is deposited directly into your chequing account, the process is quite fast. Customers often have access to funds within 24 hours.
May I request more than one payday loan at a time?
No. Our lending partners only accept one loan request at a time per customer, however, after repaying your loan on your due date, you can request another payday loan.
What if I am self-employed?
Unfortunately, our lending parterns do not lend to individuals who are self-employed.
Will you run a credit check?
FastEasyCash.ca might need to verify some information with several national databases including TransUnion. It is still possible to be approved with a bad credit score, or no credit score at all.
For how long may I have the money?
Each loan must be repaid on the day that you receive your next regular salary payment. Depending on your pay frequency, you can keep the loan for up to a maximum of 15 days.
Who can I contact with any questions or concerns?
Once you complete the loan application at PaydayLoansAustralia.co and are matched with a lender, you will receive further information including contact details regarding your loan application.
If you are having any difficulties completing the online application form, or have any general questions regarding our payday loan matching service, click here to find the ways in which you may contact us.
FastEasyCash.ca is not a lending or banking institution. It does not broker loans to lending institutions. The personal information you provide will be provided to a third party lender to provide you with a loan application and the potential to receive a loan. FastEasyCash.ca makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. FastEasyCash.ca is a free service. FastEasyCash.ca may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your loan, please contact the lending institution directly. Not all lenders can provide up to $1500. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling or debt advice. Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau.
Terms and Conditions apply. Fees displayed are typical but cannot be guaranteed. Your actual rates may vary based on your circumstances and the lender we select.
Alberta: Representative APR (Annual Percentage Rate of charge): Representative example: Borrow $300 for 14 days. The total charge for credit is $68.94. Interest is fixed at a rate of $22.98 per $100 loan equivalent to an annual rate of 599.12% fixed. The total repayable is $368.94. Representative APR 599.12%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment.
Ontario: Representative APR (Annual Percentage Rate of charge): Representative example: Borrow $300 for 14 days. The total charge for credit is $62.94. Interest is fixed at a rate of $20.98 per $100 loan equivalent to an annual rate of 546.98% fixed. The total repayable is $362.94. Representative APR 546.98%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment.
* Subject to approval times and lender's own policies. In most cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumers credit history and ability to repay loan. Not everyone may qualify.
Copyright © FastEasyCash.ca
|