Fast Easy Cash - Payday Loan Company Instant Payday Loan Company in Canada – Fast Easy Cash
 
 

Rates

You will NEVER be charged a fee to submit your application for a payday loan. 

FastEasyCash.ca is a free service that matches Canadians who need a loan with trusted third party lenders.

Loan Specifics:

  • Loan Amount: Varies from $100 – $1500

  • Length of Loan: Up to 15 days

  • Fees: $22.98 for each $100 borrowed. This includes all the costs including banking fees, staffing costs, and transactional fees for a typical 14 day period.

  • Payment Schedule: Full payment on customer’s next payday.


Loan rates vary from province to province and by lender. Each have a legal maximum limit that is controlled by the Payday Loans Act, 2008 (Ontario) and the Fair Trading Act (Alberta). Representative examples can be found below.

** FastEasyCash.ca is currently available in the provinces of Alberta & Ontario only. The rates specified above are not the maximum rates legislated by the respective province. The rates above are the rates of the lender whom we are partnered up with.

Please take a moment to review the table below to see the exact amount you will repay based on the amount you wish to borrow: 

Chart A – Fee Schedule for a 14 day loan in Alberta.

Alberta Representative Example: Borrow $300 for 14days. The total charge for credit is $68.94. Interest is fixed at a rate of $22.98 per $100 loan. The total repayable is $368.94. Representative APR 599.12%

Payday Loan Rates - Alberta


Chart B – Fee Schedule for a 14 day loan in Ontario.

Ontario Representative Example: Borrow $300 for 14days. The total charge for credit is $62.94. Interest is fixed at a rate of $20.98 per $100 loan. The total repayable is $362.94. Representative APR 546.98%
Payday Loan Rates - Ontario

 

Apply for a Payday Loan

 

FastEasyCash.ca is not a lending or banking institution. It does not broker loans to lending institutions. The personal information you provide will be provided to a third party lender to provide you with a loan application and the potential to receive a loan. FastEasyCash.ca makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. FastEasyCash.ca is a free service. FastEasyCash.ca may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your loan, please contact the lending institution directly. Not all lenders can provide up to $1500. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling or debt advice. Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau. 

Terms and Conditions apply. Fees displayed are typical but cannot be guaranteed. Your actual rates may vary based on your circumstances and the lender we select. 

Alberta: Representative APR (Annual Percentage Rate of charge): Representative example: Borrow $300 for 14 days. The total charge for credit is $68.94. Interest is fixed at a rate of $22.98 per $100 loan equivalent to an annual rate of 599.12% fixed. The total repayable is $368.94. Representative APR 599.12%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment. 

Ontario: Representative APR (Annual Percentage Rate of charge): Representative example: Borrow $300 for 14 days. The total charge for credit is $62.94. Interest is fixed at a rate of $20.98 per $100 loan equivalent to an annual rate of 546.98% fixed. The total repayable is $362.94. Representative APR 546.98%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment. 

* Subject to approval times and lender's own policies. In most cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumers credit history and ability to repay loan. Not everyone may qualify.


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